In the current global economic crisis, both retail as well as institutional investors are found to be acting against their strategic interests. According to financial analysts, a good number of investors are making decisions that do not go at all with their investment goals or plan. The revelation comes from the assessment made by the [Click to read more..]
Business Frontiers, Vol. 1, No. 1. Title: Cryptography in the Banking Industry. Publication date: Oct, 2012. Authored by Arpan K Kar, Supriya K Dey This paper can be cited as follows: Kar, A.K., Dey, S.K. (2012). Cryptography in the Banking Industry. Business Frontiers, 1(1), 1-7. Abstract: The development of cryptographic techniques has seen [Click to read more..]
Starting a business is a dream for which an owner plans and prepares. Market research is done to ensure there is a market for the product or service and that it is an area of need for potential customers. You check out a location for a storefront or office and plan all the different ways [Click to read more..]
Ever wondered what the banking manager may tell you when you apply for a loan? Don’t be surprised if you hear something like this from the bank manager when you meet him on your appointment.
Hellen Keller sums it all. Without risks, a business is sure to face stagnation and then ultimately death. Taking risk is crucial for tasting success in your business endeavors. However, what is important to remember that the returns you are expecting from the project(s) is proportional to the risk level.
Ever heard of private banks financing the needs of the really needy? They don’t. That’s because the really needy customers will never have the monetary disposition to pay off the interest which is applicable for their risk profile. Isn’t that a tragedy of errors for these financial institutions?