What is the process of obtaining an unsecured loan?

Do you want to finance an adoption? Do you want to move to another country? Do you want to finance your kid’s college education? If you answered yes to these questions, you can apply for a personal loan and utilize them for your dreams. There are two types of personal loans, unsecured and secured. The former is lent to the borrower only on the basis of their credit score and assets, while the latter is lent to them on thebasis of collaeral, which is most often a valuable property, such as a home or car. In this case, depending on your need and on your repayment ability, you should decide whether to take out an unsecured loan or a secured loan. (more…)

How to Deliver Happiness toYour Customers This Christmas

The festive season is a notoriously busy period for the retail sector. As birds start calling, maids begin milking and lords commence their leaping, the whole world it seems is (im)patiently waiting on the jolly fat man in an ill-fitting red suit to put in an appearance and deliver the gifts they pretend to like. (more…)

Buying a second hand car? Here’s how to protect yourself

Second hand cars can prove excellent value for your money and a worthwhile investment. However, it can also prove a risky move, with potential pitfalls including existing finance secured against the vehicle, falsified mileage or even being lumbered with a stolen car. Take a look at what you need to be aware of when purchasing a used car so you can prevent your new ride from driving you mad – and costing you your hard-earned money. (more…)

What is the material that dental implants are made from?

Dental Implants? Well, do you know that they play a majorly important role in dentistry. Infact, I wouldn’t be wrong to comment that a large percentage of the total procedures performed in the modern dentistry are almost impossible to carry out without dental implants. This is mostly true for restorative procedures like those where people who have lost their natural tooth or teeth need to get them replaced with the artificial tooth-looking creations. In these procedures, making the artificial tooth is not actually as complicated. It does not require equipment nor skill of more than a dental technologist. The tooth making can be termed as also an artistic venture which a partly skilled person with the right tools can carry out too. (more…)

Tips to Ensure Your PayDay Loan is a Success

Payday loans have had a bad press. Until changes to the regulations governing them early this year, the popular press was full of lurid headlines about people getting into difficulties with them, extortionate interest rates and the practice of rolling the loans over where repayments were put back month after month and the amount owed continued to rise rapidly. (more…)

Why Term Loans are Popular in India

“You need money to grow money” is an old adage, especially true for enterprises. Firms need money to set shop, for day to day functioning, and expansion and growth. Term loans are commercial lending tools that are primarily used to fund various business activities. Both start-ups and established firms have numerous other options when it comes to funding their business, such as overdrafts, bill discounting, line of credit, letter of credit, borrowing money against shares or property. (more…)

One ULIP Plan for both Insurance and Investment

We all know for a fact that capital market is lucrative and can provide with excellent returns. But the risk involved and time it consumes to track the investments can prove to be tedious. It is also important that we understand how the market works and make the right choices to make money out of it. Else, it can lead to huge losses. To stay away from all these hassles you can choose to invest in a Unit Linked Insurance Plan (ULIP). These ULIP plans offer you the dual benefit of the right investment and also the benefits that come along with any insurance policy. (more…)

Vaping cartridges, tanks and cartomizers – Discussing the characteristics of each

When it comes to the argument of vaping vs. smoking, the one that wins is most often the lesser than the two evils. According to recent studies, it has been seen that vaping is slightly better than smoking but that doesn’t mean that vaping is all about benefits without any disadvantages. Unlike smoking, vaping involves inhalation of vaporized e-cigarette liquid which consists of nicotine, water and a base of propylene glycol or vegetable glycerine and sometimes it also contains artificial flavours. It is due to the lack of smoke inhalation that many users believe that vaping is a much safer alternative than smoking. (more…)